The Beauty of Five Percent

How many times have you declined the offer to apply for a Target card because having yet another card wasn’t worth the 5% discount The Beauty of 5% Savings at Targetthey were offering?

I am not sure how many times I declined, but it was at least seventeen years worth, because I knew that the LAST thing I needed was a ticket to shop at my favorite store, even if I didn’t exactly have the extra cash handy.

I know, I know….I should have some responsibility when it comes to what I spend….but really if I am going to be honest, I am sure that I would foul it up somehow.  Trust me.

On what seemed like the 50th time I was in Target one week, {I am sure it wasn’t but I am going for dramatics people} I was asked that all too familiar question about applying and saving 5% on my purchases everyday at Target.  And let’s not forget about the free shipping that I would be receiving when I ordered from Target.com.  {to be clear, I have never ordered anything from Target.com}  I declined, as always…and with my regular routine….I tossed the husband under the bus.

“Oh how I would love a Red Card, but I am pretty sure that my husband would kill me,” I told the cashier as I chuckled.

She looked at me and instead of the usual ‘But you will save FIVE percent’ or ‘FREE shipping’ {you know at a website that I only window shop at} and said, “You do realize that you can link your debit card up to a Red Card and still save the 5% while it comes out of your checking account.”

Why no nice Target lady I did not, in fact, know about that I could have saved an amount of money that I don’t even want to think about because it would probably make my stomach hurt.  So, to make up for crazy amount of money that I could have saved over the course of the last 17 years that I have been shopping at Target, I now share this story with you.

You CAN save 5% on your purchases at Target and get FREE shipping on all of your online purchases with a Target Debit Card.  Just take your ID and a blank check into your nearest Target and they will set it all up.  Just remember what you picked for your PIN number so when it prompts you for your PIN and you put in another PIN you won’t get flustered with the poor checkout guy that was just helping from seasonal because the registers were backed up and tell him that you never picked any numbers to go with your account and what kind of scam are they trying to pull all while he tells you  he is just helping out from the back of the store.

You’re Welcome.

Disclosure: I’m pretty sure that Target doesn’t have a clue as to who I am, because even with the 17 years of shopping there I am probably just a blip on their radar.  I was not compensated for this post, you know, aside from the $23 I have saved so far this year with my beloved magical card.  Although it might be Target’s fault that when I talk about my magical card I sometimes ask the person that I am speaking to, “What’s in your wallet?” in a crazy western voice and I might go on a tangent about how you can’t buy real salsa in New York City….but they probably aren’t at fault and I just watched too much television in the 90′s.  So go forth, be happy, and enjoy the of saving 5%!

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